Finances – Step 1
Hello again! How are your 2012 resolutions coming along? Mine are okay, although I haven’t really had a chance to focus on finances because I haven’t gone anywhere that have had to spend money.
I have, however, started to figure out how much money I want to spend on each category each month. I’m so glad that my friend Christine introduced me to Mint – an online financial tracking system that helps you stick to your budget. There is also an app for your smart phone. It develops a budget for you, but you can also change the amount of money in each category. My categories include Movies & DVDs, Alcohol & Bars, Coffee Shops, Fast Food, Restaurants, Groceries, Gas & Fuel, and Clothing.
I won’t get into the details of it because honestly, it would probably bore you (and me) but I will tell you that I have taken to using Mint, as well as Excel in order to organize my cash flow. I’m hoping to save at least 30% of every pay check I receive, which is pretty easy now because I’m living at home, but once I move out I’m expecting it to get a lot more difficult.
As for my other, more fun resolutions, I’m doing pretty well! I’ve taken a photograph every day (although last night I forgot until I got into bed, so I took one of my reading material). I’ve updated my 5 year blog every day. I have been reading. I have been eating healthier and tracking my food intake (not calories, just intake). I have been trying to relax more. I even started exercising.
I’ve been organized, productive, social, and happy. I’ve been reading books, magazines, blogs, and articles. I even went job searching today! I’ve been (mostly) following the schedule I developed last week. It’s pretty packed, but sticking to a schedule helps me get things done and feel more accomplished.
Now, I know what you’re thinking: “Wow, congratulations,” as you roll your eyes. “You’ve made it a grand total of five days. I’m sooooo proud of you. Not.” But seriously, five days is a great start! Think on the positive side – five days is five days of forming a habit. That leaves only 361 days left to make my resolutions habit and complete my goals. (Yes, 361 days – 2012 is a Leap Year!*)
I’m excited to get even more organized and figure out other ways in which I can work towards my resolution to make myself happier. Thus far, 2012 has started out well – I’ve had a smile on my face every day!
How are your 2012 resolutions coming along? What are they? Do you have goals for each month?
*Quick Fact: Everybody in my immediate family on my mom’s side was born in a Leap Year. That includes: me, my little sister, my two older step-brothers, my mom, my step-dad, and my niece. Pretty cool, huh?